Santhiya - Siri Asa kee Vaar

In first shabad of 5th chakka, should be written as

ਕੰਚਨ ਕਾਇਆ ਕੋਟ ਗੜ, ਵਿਚਿ ਹਰਿ ਹਰਿ ਸਿਧਾ:

ਕਾਂਇਆ not ਕਾਇਆਂ as you have put it

And if possible, could someone explain the meaning of this whole shabad...I'm still confused about its full meaning

ਘੜੀਆ ਸਭੇ ਗੋਪੀਆ, ਪਹਰ ਕੰਨ ੍‍ ਗੋਪਾਲ ॥ ਘੜੀਆਂ, ਗੋਪੀਆਂ
ਗਹਣੇ ਪਉਣੁ ਪਾਣੀ ਬੈਸ ੰਤਰੁ, ਚੰਦ ੁ ਸ ੂਰਜ ੁ ਅਵਤਾਰ ॥
ਸਗਲੀ ਧਰਤੀ ਮਾਲੁ ਧਨ ੁ, ਵਰਤਣਿ ਸਰਬ ਜ ੰਜਾਲ ॥
ਨਾਨਕ, ਮ ੁਸ ੈ ਗਿਆਨ ਵਿਹੂਣੀ, ਖਾਇ ਗਇਆ ਜਮਕਾਲੁ ॥1॥

Im not sure but I think the whole shabad is centered on the play of Sri Akal Purakh Jis creation.

All of Krishan Jis playmates ( gopian) are the minutes of the day while Krishna is the periods/hours of the day.
-both are bonded to time ( kaal)

The wind , water, and fire are the playmates , Krishna is the sun and moon. Meaning both playmates and Krishna are part
of the creation. Krishna is the time and the wordly elements are the playmates of Krishna.

The creator has made all of creation a land of wealth in which people get entangled too. Without Naam, all meet death
and fall back into the play of creation.